Acceptance of Terms

By accessing and using praxivelona's website at praxivelona.com and our fundamental analysis services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and praxivelona, a financial education and analysis service provider located in Campbell, ACT, Australia.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of our platform after any modifications to these terms constitutes acceptance of the updated terms.

Service Description

praxivelona provides educational content, analytical tools, and resources focused on fundamental analysis in finance. Our services are designed to help users understand financial markets, company valuation methods, and analytical techniques commonly used in investment research.

Our platform includes access to research methodologies, case studies, analytical frameworks, and educational materials. We do not provide personalized investment advice or guarantee any specific outcomes from using our educational content.

User Responsibilities and Conduct

As a user of praxivelona's services, you agree to use our platform responsibly and in accordance with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Prohibited Activities

• Attempting to gain unauthorized access to any part of our system or other users' accounts
• Using automated tools, bots, or scripts to access our content without explicit permission
• Redistributing, copying, or reselling our proprietary educational materials
• Engaging in any activity that could damage, disable, or impair our services
• Uploading malicious code, viruses, or harmful content to our platform
• Using our services for any unlawful purpose or encouraging others to do so

We reserve the right to suspend or terminate accounts that violate these terms or engage in behavior that we determine to be harmful to our community or services.

Intellectual Property Rights

All content, materials, and resources provided through praxivelona's platform, including but not limited to text, graphics, logos, analytical models, educational frameworks, and software, are the intellectual property of praxivelona or our licensors and are protected by Australian and international copyright laws.

Permitted Use

You may access and use our educational materials for personal, non-commercial educational purposes. You may not modify, distribute, transmit, display, reproduce, or create derivative works from our content without explicit written permission.

User-Generated Content

Any content you submit to our platform, including comments, questions, or feedback, becomes the property of praxivelona. By submitting content, you grant us a perpetual, royalty-free license to use, modify, and distribute such content in connection with our services.

Financial Disclaimers

praxivelona's educational content focuses on fundamental analysis techniques and financial education. Our materials are not intended as investment advice, and we make no recommendations regarding the purchase or sale of specific securities or investments.

Professional Consultation

Before making any investment decisions, you should consult with qualified financial advisors, tax professionals, or legal counsel as appropriate for your individual circumstances. praxivelona does not provide personalized financial advice and cannot be held responsible for investment decisions made based on our educational content.

Privacy and Data Protection

We take your privacy seriously and are committed to protecting your personal information in accordance with Australian privacy laws and regulations. Our collection and use of personal data is governed by our Privacy Policy, which forms part of these Terms of Use.

Data Collection and Usage

• We collect information necessary to provide our educational services effectively
• Personal data is used solely for service delivery, communication, and platform improvement
• We do not sell or share your personal information with third parties for marketing purposes
• You have the right to request access to, correction of, or deletion of your personal data

Service Availability and Modifications

We strive to maintain consistent access to our educational platform, but we cannot guarantee uninterrupted service availability. Scheduled maintenance, technical issues, or other factors may occasionally affect service access.

praxivelona reserves the right to modify, update, or discontinue any aspect of our services at any time. We will provide reasonable notice of significant changes that may affect your use of our platform.

Content Updates

Our educational materials are regularly updated to reflect current best practices and market conditions. While we strive for accuracy, we cannot guarantee that all content will always be completely current or error-free.

Limitation of Liability

To the maximum extent permitted by Australian law, praxivelona's liability for any claims arising from your use of our services is limited to the amount you paid for access to our platform during the twelve months preceding the claim.

Some jurisdictions do not allow certain liability limitations, so these limitations may not apply to you. Nothing in these terms excludes or limits liability for death or personal injury caused by negligence or for fraudulent misrepresentation.

Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of the Australian Capital Territory and the Commonwealth of Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of the Australian Capital Territory.

Dispute Resolution Process

Before initiating formal legal proceedings, we encourage users to contact us directly to resolve any concerns. Many issues can be resolved through open communication and mutual understanding.

Termination

Either party may terminate access to praxivelona's services at any time. You may terminate your account by contacting us directly or following the account closure procedures outlined in your user dashboard.

We reserve the right to terminate accounts immediately without notice if we determine that a user has violated these terms or engaged in conduct that could harm our platform or other users.

Effect of Termination

Upon termination, your right to access our educational materials will cease immediately. Provisions of these terms that by their nature should survive termination will remain in effect, including intellectual property rights, liability limitations, and governing law clauses.